:root{
  --navy:#0a1c2d;--blue:#0f88a8;--gold:#ffcd3c;--aqua:#e9fbff;
  --ink:#172533;--muted:#5f7282;--line:#dbe7ee;--paper:#ffffff;--soft:#f7fbff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;background:var(--soft);color:var(--ink)}
.sale-bar{position:sticky;top:0;z-index:60;background:#0a1c2d;color:#fff;text-align:center;padding:9px 14px;font-size:14px}
.sale-bar a{color:var(--gold);font-weight:800}
.header{position:sticky;top:38px;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.header-inner{max-width:1180px;margin:0 auto;padding:14px 16px;display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-size:23px;font-weight:900;letter-spacing:-.03em}
.logo-badge{display:grid;place-items:center;width:42px;height:42px;border-radius:13px;background:var(--gold);color:var(--navy);font-weight:950}
nav{display:flex;gap:4px;flex-wrap:wrap}
nav a{color:#263744;text-decoration:none;font-weight:800;padding:8px 10px;border-radius:999px;font-size:14px}
nav a:hover{background:var(--aqua)}
.hero{max-width:1180px;margin:0 auto;padding:60px 16px 34px;display:grid;grid-template-columns:1.02fr .98fr;gap:38px;align-items:center}
.eyebrow{display:inline-flex;background:#fff5ce;border:1px solid #ffe28a;color:#604500;border-radius:999px;padding:8px 12px;font-weight:850}
h1{font-size:clamp(42px,7vw,78px);line-height:.96;margin:18px 0;color:var(--navy);letter-spacing:-.055em}
.lead{font-size:21px;line-height:1.58;color:#314558;max-width:760px}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0}
.button{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:14px;text-decoration:none;font-weight:850;padding:13px 17px;cursor:pointer}
.primary{background:var(--navy);color:white}.secondary{background:var(--aqua);color:var(--navy);border:1px solid #c8eaf2}.gold{background:var(--gold);color:var(--navy)}
.hero-art img{width:100%;height:auto;border-radius:28px;box-shadow:0 26px 80px rgba(10,28,45,.18)}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:22px}
.stat{background:white;border:1px solid var(--line);border-radius:18px;padding:16px}.stat strong{font-size:24px;color:var(--navy)}
.section{max-width:1180px;margin:0 auto;padding:44px 16px}.section-title{font-size:42px;letter-spacing:-.04em;margin:0 0 12px;color:var(--navy)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:white;border:1px solid var(--line);border-radius:24px;padding:22px;box-shadow:0 12px 40px rgba(10,28,45,.07)}
.card h3{margin:0 0 10px;color:var(--navy);font-size:22px}.card p,.card li{color:#425466;line-height:1.58}.card ul{padding-left:20px}
.panel{background:#fff;border:1px solid var(--line);border-radius:28px;padding:26px;box-shadow:0 24px 70px rgba(10,28,45,.10)}
.article{max-width:900px;margin:0 auto;padding:50px 16px}.article h1{font-size:54px}.article p,.article li{font-size:18px;line-height:1.75;color:#334155}.article h2{font-size:32px;margin-top:36px;color:var(--navy)}.article h3{font-size:23px;margin-top:24px;color:var(--navy)}
.quick-box{background:#fff7d8;border:1px solid #ffe28a;border-radius:22px;padding:20px;margin:24px 0}
.related{background:#f0fbff;border:1px solid #c8eaf2;border-radius:22px;padding:20px;margin-top:32px}.related a{font-weight:850;margin-right:14px;display:inline-block}
.faq{border-top:1px solid var(--line);margin-top:34px;padding-top:20px}
.news-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.share-box{background:linear-gradient(135deg,#fff7d8,#e9fbff);border:1px solid var(--line);border-radius:28px;padding:24px}.share-buttons{display:flex;gap:10px;flex-wrap:wrap}
.form-card{background:var(--navy);color:white;border-radius:28px;padding:24px;box-shadow:0 24px 70px rgba(10,28,45,.18)}
.form-card p{color:#dbeafe}.form-card label{font-weight:800}.form-card input,.form-card textarea{width:100%;padding:14px 15px;border-radius:12px;border:1px solid #496071;margin:7px 0 13px;font-size:16px}.form-card textarea{min-height:120px}
.notice{font-size:13px;color:#d5e8ef}
.footer{background:var(--navy);color:white;margin-top:46px;padding:34px 16px}.footer-grid{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.footer a{color:var(--gold)}
a{color:#075e75}
@media(max-width:960px){.hero,.grid,.news-grid,.footer-grid{grid-template-columns:1fr}.stats{grid-template-columns:1fr}.header{top:36px}.article h1{font-size:42px}h1{letter-spacing:-.04em}.hero{padding-top:34px}}